Frequently Asked Questions
A bankruptcy can wipe out many of your debts, most common debts to be cleared are medical bills, credit cards, eviction judgments, deficiency balances arising from repossessed vehicles, old debts from past payday loans, utility bills, internet or phone companies can also be included. Some taxes may also be wiped out. What’s typically not wiped out are government fines/tickets and student loans.
Bankruptcies can help you avoid or stop garnishments, stop repossessions and even get your vehicle back after its been repo’d, as well as avoid foreclosure of your home.
If you have difficulty making your car payment or have a high monthly car payment, or have been turned down for a refinance of the car loan, a Chapter 13 bankruptcy can help you. If you have owned your car for at least 2.5 years, you’re likely eligible to pay the fair market value of the car as opposed to the actual loan amount, which is usually more. This will allow you to make payments on the vehicle at a lower monthly payment, hence saving you money in the long run and helping you avoid late payments and a potential repossession for the vehicle.
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WHEN RESULTS MATTER, I AM HERE TO HELP.
How can I assist you?
If you're unsure or concerned about how to handle your bankruptcy needs,
please call (425) 559-0636 to schedule a free consultation, no matter how long it takes.
The information contained on this website is presented for informational and marketing purposes only and is not to be understood as legal advice. You should consult an attorney for advice respecting your individual needs. Law Office of Lisa S. Tse looks forward to speaking with you about your particular needs. Please note, however, that the mere act of contacting our firm does not create an attorney-client relationship. As a result, you should never send any confidential information to our office until a Representation Agreement has been signed by both you and the Law Office of Lisa S. Tse. The Law Office of Lisa S. Tse, PLLC is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.