Inflation hitting you hard? Gas Prices high? Rent high? Putting some expenses on a credit card and then trying to make a payment on it that cover the amount you put on? You aren’t alone. Before the pandemic, Americans were already living paycheck to paycheck. With the pandemic and the uneasiness that it has
I want to start of by saying that you should never compare yourself to others. This is a trigger for many and its often felt in your daily life. Whether you were competing or comparing yourself in school and now you are doing it in your workplace. Talking about your finances is taboo.
One of my interests is reading about what others think about bankruptcy. I came across this article (see below) about how bankruptcy filings are down. I am a bankruptcy attorney and that’s my job, and obviously any business wants steady consistent business. This hasn’t been the case for many bankruptcy attorneys since yes, bankruptcy filings
I was recently reading an article in a fashion website about whether you should declare bankruptcy. The short of this article is it leads the individual asking the question to go through a debt consolidation program instead. I will start with the first obvious piece of information that I would hope most readers would notice.
Buying now and paying later seems like an attractive choice. Every company seems to be doing it these days, whether it be for camping equipment, clothing, makeup, the only thing you can’t do it on is take away food. Buying now and paying later seems like a great idea, and you’ll just pay the
Are You Concerned with What Will Happen When Your Mortgage Company Tells You Your Forbearance is Ending and You Will Need to Start Making Payments?
The pandemic has not been kind to many people and that includes people who can’t pay their mortgage. Government entities and the banks worked together to provide these forbearances, allowing Americans some relief in an otherwise unforeseen situation that many people living paycheck to paycheck are experiencing. Heck, even if you have a savings net,
You are not alone. Many people have student loans, are in default with their student loans, barely scraping by on monthly expenses in additional to struggling to make their student loan payments. It looks like the Courts have provided some additional perspective into what the future will look like for people who can’t quite
Do you have a Wells Fargo line of credit and you’re paying on the line of credit each month and also drawing or taking money from it. It looks like Wells Fargo is no longer offering the product (line of credit). Though in all likelihood, they’re not going to be letting customers borrow from their
You never saw this coming. You believed you went to school, came from a good family, and entered the job market, You were able to accumulate some belongings and live your life like the rest of your peers. What you didn’t realize was along the way you had picked up some credit card debt,
That depends on a number of things. If you have a short list of bills that need to be paid or monthly expenses for a month or two that your savings can handle, then yes, you likely should tap into your retirement account or savings account to pay those bills. The important thing is