If your mortgage company or servicer says you are behind on your mortgage, you have to be proactive in preventing foreclosure. The mortgage servicer will be contacting you regularly, but you may still not be getting the help you need from them. Though you may have missed only one or two payments, this can cause a snowball effect in the servicer commencing foreclosure proceedings against you. All of this is at your cost, as fees and interest are still calculated against your account.
If you have received a Notice of Default or a Notice of Trustee's Sale on your property, you need to act fast. There are time sensitive deadlines for you to meet to be able to be entered into mortgage mediation under Washington State's Foreclosure Fairness Act. An attorney or HUD counselor are the only two individuals that can determine if you are eligible and submit your information for mediation.
Contact us immediately. Consultations are free. Having peace of mind knowing what your options are is too valuable to pass up.