Author: Lisa S. Tse.

Do you need to declare bankruptcy?

I was recently reading an article in a fashion website about whether you should declare bankruptcy. The short of this article is it leads the individual asking the question to go through a debt consolidation program instead. I will start with the first obvious piece of information that I would hope most readers would notice.

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Are You Concerned with What Will Happen When Your Mortgage Company Tells You Your Forbearance is Ending and You Will Need to Start Making Payments?

The pandemic has not been kind to many people and that includes people who can’t pay their mortgage. Government entities and the banks worked together to provide these forbearances, allowing Americans some relief in an otherwise unforeseen situation that many people living paycheck to paycheck are experiencing. Heck, even if you have a savings net,

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Are you too young to file bankruptcy?

  You never saw this coming. You believed you went to school, came from a good family, and entered the job market, You were able to accumulate some belongings and live your life like the rest of your peers. What you didn’t realize was along the way you had picked up some credit card debt,

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No one thinks about declaring bankruptcy, but you should.

    There isn’t a single person who has not thought about their finances and how to better them. Many people believe the hard work and diligence they put into their school or trade and then transition that to their employment will open the gates to financial freedom. Sometimes there are bumps in the road.

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